"Momma, I have a great idea."

"What's that?"

"Well, could you pay the house bill and the tv bill and stuff like that by writing a check?"

"Yeah."

"Well why don't you just pay ALL of your bills by writing a check?"

"Well, sometimes I do that. Sometimes it's just easier to pay them online and then you don't have to write a check. But I guess I could do either."

"Well, you should only pay with a check."

"Why's that?"

"Because then you could just make a check and you wouldn't have to use any of your money."

OH MY GOSH, WHY HAS NO ONE EVER THOUGHT OF THIS BEFORE? And here I've been all along, paying all my bills with real money like a sap.